Curtis Every time you get a 5 dollar bill, put it in a jar. Saved over $150 doing this just in 2017 so far!!
Dennis Just buy what you will really eat so it won’t just go bad or expire… and buy fresh fruits and vegetables weekly so they’re always fresh. Organize your pantry, so you know what you actually have and can avoid buying things you don’t actually need at that time.
Jamie Meal plan for each week. By deciding ahead of time what suppers will be, I am better able to stick to my grocery list (fewer ‘extras’ end up in my cart) and I am less likely to throw out food that has gone bad before I have had a chance to use it in a meal/recipe. The money I save by doing this can be used towards other household expenses or fun, treats!
Melissa Order groceries online to allow for meal planning and no impulse buying !
Nicole Plant a garden, if you’re able to. Buy in-season fruits & vegetables if you’re not. Even buying green peppers instead of red peppers were half the price today!
Theresa Take on a side gig if you can to earn extra cash to put towards your savings or a bill that you want to pay off. (I put mine towards my credit card and its almost paid down now.)
Amanda Make a list of realistic needs versus wants. Perspective I guess. Realistic is the same as basic. What all does a person NEED to survive. It can be hard for sure, and a hard lesson learned by many of us in this current economy. When you have nothing left, it’s a strong lesson in what those “needs” really are. You find out what does really matter.
Nikki Cash in your points for gift cards/free money. We use our visa for all our normal monthly budget stuff (groceries, gas, etc) and pay it every month, but by December we have around $250 in points for free money for places like Indigo, Sears, etc. that we use for Xmas shopping. And we traded in our Aeroplan points for a $100 card for Home Hardware, which we used for home renovations. Superstore, use their Plus Card for groceries, fuel and prescriptions – we’ve cashed in hundreds of dollars over the last few years, right at the till. Easy. Free money!
Allyson Take a look at all your monthly bills, cable, phone, cell, bank accounts, power… or any company you regularly spend $ with. Give them a call and see what better rates they may have. I have saved thousands by doing this and even today I called Direct Energy and saved .50cents/GJ and KWH for natural gas and electricity. We also cut out data plans from our phones last year and use Wi-Fi everywhere we go. That alone saved us $100/month.
Jessica Instead of buying that coffee brew it at home and put the toonie or $5(if your into Starbucks) in a piggy bank. And watch how quickly it adds up!
Teela Decide one thing to eliminate in your daily routine that is a frivolous cost. Then get a savings account & put the money there automatically… try to get an account that can’t be accessed on your bank card.
Carmen Treat credit cards like cash, pay the full balance off each month so never pay interest fees but get the perks like travel rewards. Only use them to buy what you know you can afford!